‘Counting On’: Jill Duggar Dillard and Derick Dillard Reveal How They Avoid Money Arguments


Jill Duggar Dillard and Derick Dillard might have met through Jill’s famously religious and conservative father, Jim Bob Duggar, but the former stars of TLC’s 19 Kids and Counting and Counting On have since proven themselves to be the black sheep of the family in more ways than one.

In a recent series of YouTube videos, 29-year-old Jill and 31-year-old Derick – who are parents to sons Israel and Samuel – have answered fans’ burning questions about a variety of controversial (especially for the Duggar family) topics.

In addition to sharing that they used non-hormonal birth control, Jill and Derick – who is currently in law school at the University of Arkansas – hinted that they had to seek out legal representation to get paid for their work on Counting On. They also talked about Jill’s nose ring and decision to wear pants, as well as their choice to send their children to public school instead of homeschooling.

Derick and Jill also opened up about their approach to all things finance: budgeting, saving, and spending. The former Counting On cast members also revealed how they avoided arguments about money.

Jill Duggar Dillard and Derick Dillard
Jill Duggar Dillard and Derick Dillard | D Dipasupil/Getty Images for Extra

The couple talked about who was the ‘saver’ and who was the ‘spender’

One Counting On fan asked Jill and Derick which of them was the “saver” and the “spender” in their marriage. While Derick refrained politely from answering the question, Jill was happy to oblige. The mom of two said she considered herself the bigger spender, hands down (although both of them liked to be fairly thrifty).

“Both of us like to save, but I’m definitely more of the spender,” Jill said confidently. “Derrick is definitely more of the saver.”

“But I feel like neither of us are big extremes,” Derick chimed in, defending his wife a bit. “You’re not just therapy shopping.”

“Sometimes. It depends,” Jill joked.

Derick and Jill said they often avoided marital stress through budget meetings

On a positive note, Jill said that she’d learned to see budgeting “in a different light.” Instead of viewing a budget as a constraint or punishment, she looked at it as “permission to spend” instead.

Still, the couple didn’t entirely agree on all of their household finances just yet. Some of Derick’s more extreme ideas on how to save didn’t appeal to Jill at all, and she often pushed back against them.

“I am very particular if we start talking about constricting the budget in a certain area,” the former Counting On star said. “I’m like, ‘Whoa, whoa, whoa!’”

Derick agreed, laughing about the horrified look on Jill’s face when he tried to set some stricter boundaries around certain spending categories. Both of them had since learned to be more flexible about how they navigated their finances, so as to alleviate marital and financial stress – both in their relationship and in their budget.